UAE Rental Cars Insurance-Everything You Need to Know

Dubai is one of the most exciting and luxurious places to visit and travel in style. You can find big brands and companies from all around the world easily available here in Dubai. If you want to experience some extravagant tour, then Dubai is the best region for you. Luxury car rental Dubai is very affordable and easily accessible in Dubai. But these cars required some insurance and other basic requirements to hire any vehicle. That is why make sure that you understand the insurance policies quite well before getting into this stuff.

Types of rental cars insurance in UAE:

Here is everything you need to know about luxury car rental insurance and how it works in United Arab Emirates. Let us explore together to get the best out of your next trip. The rental car insurance policies are listed below.

  1. Personal Accident Insurance (PAI)
  2. Collison damage waiver (CDW)
  3. Personal effects coverage
  4. Liability coverage or third-party insurance
  5. Loss damage waiver (LDW)

Insurance is great source of stress reliever but at the same time this might cause you heavy on pockets if you do not know anything about it. Excessive spending in this regard is only because you do not have any knowledge and expert advice before getting into this.

Personal Accident Insurance:

As we all know, life is so unpredictable. So, travel insurance is to insure a personal accident insurance in case of accident or tragic death. This covers up cost of ambulance and medical needs. Also, provide death benefits for the kin.

Collision damage waiver

This is basically a waiver. That does not directly offer any insurance product or services. Rather it will ease the stress if the renter’s car got stolen or damage then there is no financial responsibility of the insurance. This is the expense of damage or repair work that occurs as a result of accident or collision.

Personal effects coverage:

This insurance covers any loss of valuable or possession left in the insured vehicle will be finance by the renter.

Liability coverage or third-party insurance

If any sort of mishap occurs with your rented vehicles this insurance will cover that up for you. It could be vehicle damage, medical expense, and someone’s property. This is a compulsory law by the UAE government. Coverage limits may vary as per company’s policy.

Loss damage waiver

This provides you insure you against natural disaster, theft, and fire etc. Car rental company policy will define the coverage limit and the scope of insurance.

Which is the best policy to rent out a car in UAE?

The best for you is what is in your budget and protects you at the time of any disaster. One should try to research various companies and their policies. Also, compare the charges and choose accordingly for yourself.

If a company is offering, you 24/7 road assistance and customer car with comprehensive insurance covering that will be the perfect combination for any consumer.  

Benefits of Insurance:

Peaceful ride:

When traveling anywhere in any ride it is important to feel relax and tension free. While you hire a car that is insured and well maintained that will directly brings peace of mind to the driver. As we all know driving in a relaxed mode is far better than driving in stress and confusing thoughts.

Accidental coverage

Accidents are something that we can minimizes by driving safe but cannot completely erase these unpredictable incidents. So, preparing beforehand and have an accidental coverage is the best option for safety and financial coverage.

Quick and easy

Dubai is offering easiest and quickest insurance policies for the consumers. That is another plus point of getting an insurance from the company.

Minimizes risk

Having an insurance always minimize the risk and danger by providing 100% coverage in many cases. But this does not allow a rider to drive rough and risk your life and others.

Also, medical insurance and security is the great blessing when you are short of money and traveling to foreign country with minimum budget.


Dubai is very well blessed with all the types and variants of luxury vehicles. Although Rolls Royce rental in Dubai is the most common choice for many businessman’s and wedding planners in town. So, get yourself an insured luxury vehicle now in UAE and enjoy your journey to the max without any stress.

You can also get in touch with us if you need to hire a car for your Dubai trip.

Have a safe and fun journey!